Who’s Equity-Rich? Map of US Housing Shows Big Pandemic Shift
Equity-rich levels nearly doubled at end-2022 vs 3 years ago
Share of equity-rich exceeded 50% in 19 states last quarter

In general, states in the south and west of the country have seen the biggest gains. Out of the 20 zip codes that had the fastest increase in the share of equity-rich mortgages over the last three years, 13 were in Florida, according to Attom’s data. Some 62% of mortgaged properties in the state were equity-rich as of December, up 36 percentage points from the end of 2019.
The northeast of the US hasn’t done so well overall — except in its furthest corner. In Vermont, for example, the share of mortgaged homes that are equity-rich surged to 77% last quarter, from 31% three years earlier.
At the other end, among the 20 zip codes that have seen the largest downward shift in the share of equity-rich properties, 15 are in the New York City and San Francisco areas.
Via Bloomberg
Browse our latest news and updates below